The very first step for anyone buying a home is to talk with a lender aand determine exactly how much home you can afford and what you are comfortable with. This can be done in just a few minutes and often over the phone. You are never locked into your first lender and can always continue to look for better rates or offers.
Taking this step not only prepares you to what is realistic and gives you an idea of where to start your search, but it lets a potential seller know that you have taken the steps towards getting financed and making sure you will qualify for the home you want to purchase.
I will help you through this process from finding a lender to explaining anything that may be asked or required.